ACG is a leading facilitator for Residential and Commercial Loans. No matter what the circumstances or type of property, chances are that if a deal can be done ACG knows the funder who will do it!
At ACG we know whether it’s finding your dream home or a block of land to build now or later can be one of the most exciting moments in a person’s life. For this reason ACG source the best possible residential loans to meet all of your needs. The two main types of residential home loans available, depending on your needs are:
- Variable residential home loans: This type of loan offers a variable interest rate which generally changes as the Reserve Bank of Australia’s (RBA) cash rate moves.
- Fixed residential home loans: With this type of loan the interest rate is fixed for a certain term, usually up to 10 years.
Residential home loans can also feature a combination of part of the loan fixed and part a variable rate. To find a residential home loan that suits your needs inquire with us today.
ACG’s commercial loans cover the full spectrum of commercial mortgage lending including Commercial, Industrial and Retail properties Australia Wide by sourcing Full Doc loans where the borrower can demonstrate serviceability with tax returns or Lite Doc Loans where serviceability can not be demonstrated. Our products aim to be at the forefront of the commercial mortgage lending market and as a result ACG also caters for lending to serialised securities.
With LVR’s up to 85% and with interest rates starting from as low as the Bank Bill Swap Yield with a margin of approximately 1.25%, ACG has the commercial mortgage product to cover your commercial mortgage requirements.
Other Property Loans
Through our network of over 200 funders ACG is uniquely positioned to assist in all property transactions no matter how specialised the security type, or even in the most remote parts of Australia. Whether your client has full financials, no financials, is a non-resident, has current defaults, mortgage arrears, etc we have access to products which can assist.
Our property finance products range from straight forward investment loans through to more complex highly leveraged facilities and includes the following:
- Investment and Owner-Occupied loans for all residential, commercial, industrial and retail assets
- Specialised assets such as hotel & motels, caravan parks, petrol stations and child care facilities
- Residential loans (non-code only)
- Short Term / Bridging loan
- Mezzanine / 2nd Mortgage finance
- Rural Loans
Contact us today on 02 9299 7378 or click here to inquire today!